Creditlinks serves as a platform for Indians, helping them to compare and navigate through various financial product options to find the best fit. However, it's crucial to understand that Creditlinks DOES NOT function as a lender or insurer. Instead, the platform partners with multiple lenders, financial service and insurance providers across India. When users interact with Creditlinks, they are not entering into a formal loan, insurance or other product application. The platform is purely administrative, helping match users with potential providers. To finalize any financial or insurance product, users must proceed with a formal application directly with the chosen provider. Creditlinks is committed to simplifying financial choices without directly influencing credit decisions. Creditlinks operates exclusively in India.
Prospective borrowers can search for loans between ₹1000-1000000 with rates ranging from 10.99% to 36%, and loan repayment terms up to 60 months. As an example, the total cost of borrowing a ₹50000 unsecured personal loan at 10.99% for 24 months is ₹55923.83, or ₹2330.16 monthly. Additional administration fees may apply and vary by lender. Annual Percentage Rate (APR), loan term and monthly payments shown are estimated based on information you provide and that which is made available from our lender network. Terms are subject to final credit review and approval by the product provider, and interest rates are subject to change at any time and may vary by province. Fees may apply and vary by province/territory, and may include insurance, administration, home valuations and other applicable fees. Be sure to review the lender’s Terms and Conditions and all available loan documents carefully before proceeding.
Creditlinks partners with loan facilitators that partner with NBFCs & Banks in order to lend money to customers.
Below is a list of Creditlinks current partners, and by extension, NBFCs & Banks that those partners work with.
SmartCoin Financials Pvt. Ltd. Indique Gamma, dba SmartCoin (https://smartcoin.co.in/)
- Upmove Capital Private Limited , dba Upmove (https://upmove.in)
Vivriti Capital Private Limited , dba Vivriti Capital (https://www.vivriticapital.com/)
- InCred Financial Services Limited, dba InCred Finance (https://www.incred.com/)
- Poonawalla Fincorp Limited, dba Poonwalla Fincorp (https://poonawallafincorp.com)
- PayU Payments Private Limited, dba Payu (https://payu.in/)
Social Worth Technologies Private Limited, dba Fibe (https://www.fibe.in/)
- Northern Arc Capital Limited, dba Northern ARC (https://www.northernarc.com/)
- InCred Financial Services Limited, dba InCred Finance (https://www.incred.com/)
- HDB FINANCIAL SERVICES LTD, dba HDB Financial Services (https://www.hdbfs.com/)
Vivriti Capital Private Limited, dba Vivriti Capital (https://www.vivriticapital.com/)
- Kisetsu Saison Finance (india) Private Limited, dba CreditSaioson ( https://creditsaison.in/)
- Piramal Capital and Housing Finance Limited, dba Piramal Finance (https://www.piramalfinance.com)
- Aditya Birla Capital Limited, dba Aditya Birla Capital (https://www.adityabirlacapital.com)
- Cholamandalam Investment and Finance Company Limited dba Chola (https://www.cholamandalam.com)
Aeries Financial Technologies Private Limited, dba CASHe (https://www.cashe.co.in/)
Vivriti Capital Private Limited , dba Vivriti Capital (https://www.vivriticapital.com/)
- Home First Finance Company India Limited dba homefirst (https://homefirstindia.com)
- Northern Arc Capital Limited, dba Northern ARC (https://www.northernarc.com/)
- Apollo Finvest (India) Limited dba Apollo Finvest (https://www.apollofinvest.com/)
- Transactree Technologies Private Limited dba Lendbox (https://www.lendbox.in)
Lending Kart (https://www.lendingkart.com/)
- Cholamandalam Investment and Finance Company Limited dba Chola (https://www.cholamandalam.com)
- Aditya Birla Capital Limited, dba Aditya Birla Capital (https://www.adityabirlacapital.com)
- ARKA FINCAP LIMITED dba ARKA (https://www.arkaholdings.com)
- UNITY Small Finance Bank dba Unity Bank (https://theunitybank.com)
Easy Platform Services Private Limited, dba Zype (https://www.getzype.com/)
- RPN Fintralease & Securities Pvt. Ltd. dba RPN Fintralease & Securities Pvt. Ltd. (https://rpnfin.com)
- Respo Financial Capital Pvt. Ltd. dba Respo (https://respo.co.in)
MWYN Tech Private Limited, dba MoneyTap (https://www.moneytap.com/)
- Kisetsu Saison Finance (india) Private Limited dba CreditSaioson (https://creditsaison.in/)
- Transactree Technologies Private Limited dba Lendbox (https://www.lendbox.in)
- Ratnakar Bank Limited dba RBL ( rblbank.com)
- TapStart Capital Private Limited dba Tapstart (https://tapstart.in)
- Cholamandalam Investment and Finance Company Limited dba Chola (https://www.cholamandalam.com)
AU Small Finance Bank Limited (https://www.aubank.in/)
ICICI Bank Ltd (https://www.icicibank.com/)
Hero Honda FinLease Limited Fincorp (https://www.herofincorp.com/)
IRDAI License No : CA0474
Asset Direct Creditlinks DBA India Pvt. Ltd.
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